Knocking on the neighbor's door.
Taking a value of 10 from the next highest place value when the top digit is too small to subtract from.
Also called 'Decomposition' in modern math teaching.
Slash the neighbor, drop it by 1, give yourself a 10.
In Plain English: Imagine trying to pay $8 but you only have a $10 bill. You can't give 8 singles. You have to 'break' the ten into ten ones first. That is borrowing.
In The Real World: Making change at a cash register.
Subtracting UP! In 52 - 38, students often say 8-2=6. Wrong! You must borrow.